Events also focussed on the current situation and developments in the fintech sector. While the B2C market is quite saturated, B2B business models in particular hold opportunities, according to Thorsten Wittmütz, Managing Partner at Next Commerce Accelerator (NCA), as many procedures in the financial sector, e.g., in the back office, have not yet been digitised. Commenting on the use of artificial intelligence, Wittmütz noted: “AI will make our lives easier.” However, AI holds more benefits for end customers than for bankers, according to Sebastian Scheib, Senior Investment Manager at Amberra, a strategic investment and venture building unit of the Genossenschaftliche Finanzgruppe. Yet a “dedicated AI agent holds potential”, even though innovation is not the objective, the panellists agreed.